In-person application: Your physical presence will be required during the application, so you can meet the bank representative, sign the application form and submit the required documents.
Online application: If you are outside of the UAE, you can initiate your bank account opening through an online process. Your presence will still be required either via a phone call or an online meeting. Once the application is approved, you will be required by the bank to come to the UAE to sign the account opening form. The standard processing time can take 25 or more working days, depending on the complexity of the application.